01
Licensing
Maintaining current licenses and proper credentials in every state and parish where we operate.
Best Practices
ALTA Best Practices, since 2015.
Armor Title meets the seven written-policy pillars established by the American Land Title Association — the standard underwriters and lenders look for in a title and settlement partner.
Best Practices began as the title industry's response to CFPB regulations requiring lenders to verify that their third-party vendors handle nonpublic personal information responsibly. We adopted them because they're how a closing firm should be run.
The seven pillars
Written policy. Daily practice.
02
Escrow Trust Accounting
Written procedures and regular reconciliations governing how client funds are managed and protected.
03
Privacy & Information Security
Safeguards for nonpublic personal information — physical, electronic and procedural — meeting CFPB expectations.
04
Settlement Procedures
Standardized closing processes that produce consistent, accurate, and compliant settlements.
05
Title Policy Production & Delivery
Timely and accurate issuance of owner's and lender's policies in line with underwriter requirements.
06
Professional Liability Insurance
Adequate errors-and-omissions coverage commensurate with the risk profile of our work.
07
Consumer Complaints
A formal process for receiving, tracking, and resolving consumer complaints.
Why it matters
Compliance is a feature, not a footnote.
- · Reduces time responding to lender documentation requests
- · Improves insurance policy terms
- · Differentiates the firm competitively
- · Strengthens underwriter relationships
- · Helps prevent fraudulent activity
- · Provides peace of mind to ownership and clients
Start a closing
Ready when you are.
Whether it's a residential closing or a commercial transaction, we respond within one business day. Reach out and we'll take it from there.